Covert Lincoln Austin

Financing

Lincoln dealership finance center

FINANCING BENEFITS

FINANCING CREATED FOR LINCOLN, AND CRAFTED FOR YOU

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply For Financing
Driver being handed Lincon vehicle keys

PURCHASE A LINCOLN

New and Certified Pre-Owned Lincoln vehicles come with many advatanges:

  • Flexible terms
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in

When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:

GAP COVERAGE

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP COVERAGE OPTIONS

Learning about both of the plans allows you choose accordingly

GAP Coverage:
Financial Protection Against Vehicle Loss

Download Brochure

GAP Advantage:
Increased Financial Protection Against Vehicle Loss

Download Brochure

FLEX BUY PROGRAM

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.

Learn More About The Flex Buy Program

If you have any questions, we're ready to help walk you through all your available options.

Two people shaking hands at a Lincoln dealership

LEASE A LINCOLN

There are a number of reasons to chooose Red Carpet Lease:

  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

MILEAGE OPTIONS

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP PROTECTION BENEFIT

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

ADVANCE PAYMENT PROGRAM (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (512) 637-2400 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Auto Loans

The Covert Lincoln Austin finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Austin, Round Rock, and Cedar Park to ensure our customers get the right finance program at the most competitive rates.

Our Financial Services Include:

  • Competitive rates direct from Lincoln Automotive Financial Services
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs
Finance | Covert Lincoln Austin in Austin TX

Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved
2020 Lincoln Aviator | Covert Lincoln Austin in Austin TX

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

Best
"I never miss a payment!"

The Covert Lincoln Austin loan process can help you find the best interest rate for your next vehicle purchase.

Try our credit application today.

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Lincoln vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK
"I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our credit application and our team of finance professionals will begin working for you. We have hundreds of Lincoln vehicles currently available for immediate delivery.

Not So Good
"I need to rebuild my credit..."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our credit application online.

Once the application is completed, the Covert Lincoln Austin finance team will put together a loan package that is tailored specifically for you.

Questions?

Please do not hesitate to contact us with any questions you may have. Our staff is happy to answer any and all inquiries in a timely fashion. We look forward to doing business with you!

Get in touch!

Covert Lincoln Austin

11514 Research Blvd
Austin, TX 78759
Get Directions
Sales 512-637-2400
Service 512-637-2444

Sales Hours

Monday 8:00AM - 8:00PM
Tuesday 8:00AM - 8:00PM
Wednesday 8:00AM - 8:00PM
Thursday 8:00AM - 8:00PM
Friday 8:00AM - 8:00PM
Saturday 9:00AM - 7:00PM
Sunday Closed